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Call Today to Address Your Hard Money Loan Needs 885-889-7626

Commercial Bridge Loans

Looking for capital for your next commercial property? We're the go-to local lender for your short-term commercial financing needs.

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Loan Overview

Secure hard money loans for your commercial property. 

Business owners, trusts, corporations, and private partnerships must often secure hard money loans for their commercial property needs. These private purchase loans, which can be used to rehabilitate or pay off mature notes on commercial properties, are often known as bridge loans or gap loans.

As a hard money lender with years of experience in the commercial lending sector, we understand the needs of business owners and investors. We work with you to make sure your commercial hard money loan meets your needs and offers the best rates at reasonable terms.

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Loan Benefits

Get fast money until a more traditional source can be secured.

Hard money bridge loans are used in commercial real estate for a whole host of reasons, including starting a business, making payroll, purchasing a distressed property, expanding a product line, buying out a partner, or buying the time necessary to improve a property or stabilize it sufficiently to refinance or sell.

A bridge loan provides investors, real estate professionals, and business owners the capital and time needed to get from point A to point B in their journey to profitability. A bridge loan can also provide small business owners with short-term working capital that banks are unwilling to offer.

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Loan Solutions

Maximize your financial flexibility before you break ground.

Traditional lenders are limited to providing capital under a strict set of conditions—but that's where we differ. Socotra Capital is not bound by those restrictions and can provide bridge loans backed by the equity in a property to meet any number of requirements.

We also offer bridge loans to small business owners who need fast money on property that is held free and clear or with substantial equity. Our bridge loans maximize your flexibility, enabling you to build, purchase, or rehab commercial property.

Who We Help

How do commercial bridge loans benefit borrowers?

We help business owners, buyers, developers, and investors secure capital to close commercial purchases. 

 

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For Property Owners

Looking to acquire and make improvements to commercial properties? Does your business occupy the building you own? Boost the value of your equity and bridge the gap between purchase and stabilization with one of our fast and easy bridge loans. We help you get working capital to grow your team or purchase additional equipment to meet the demands of a new contract.

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For Property Investors

Purchasing a new property that requires funds for renovation and operation while you begin securing tenants? These tight deadlines for working capital are best solved with a commercial bridge loan. Our bridge loans provide the means to get the transaction done with enough time to stabilize the property. We offer a quick close on the vacant building and flexible terms that give you ample time for renovations and stabilization.

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For a Refinance

Refinancing is among the most common uses for a bridge loan. Loans for small businesses are typically handled by the Small Business Administration (SBA). However, there are times when an investor does not qualify for SBA loans, which hinders a property owner’s access to equity in their property. Socotra capital is also SBA 504 approved! We provide the capital to handle the necessary short-term liquidity needs, so long as there is sufficient equity.

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For Developers

In need of capital to continue construction or development while waiting for equity financing to close? Our loans are designed for quick underwriting and fast closing in order to meet a borrower’s expedited timeline. As your local neighborhood bridge lender, Socotra Capital is here to help. Our hard money bridge loans are based on real property equity, and we can often provide same-day prequalification. 

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Loan Parameters

Is a commercial bridge loan the right choice for you?

Explore the loan terms and amounts available for your next commercial build.

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Property Type

Explore property types with our solutions-oriented team.

  • Industrial
  • Office
  • Retail
  • Mixed-use
  • Specialty properties
  • And more!
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Loan Amounts

Commercial bridge loans range from $100K–$20M.

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Loan Term

Loans range from 6 months to 20 years:

  • Interest-only loans
  • Partially amortized loans
  • Fully amortized loans
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Loans Available

  • Individuals
  • Trusts
  • Corporations
  • Retirement accounts
  • Limited partnerships

Ready to explore your loan options?

Speak with our team today to learn more about the hard money lending opportunities that are right for you.

Please fill out the form below to get in touch with our team.