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Call Today to Address Your Hard Money Loan Needs 885-889-7626

Cash-Out Refinance Loans

We are the best in the business when you need quick access to equity-based liquidity.

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Loan Overview

Unlock equity with flexible cash-out loans.

Traditional lenders often limit borrowers with strict loan parameters. At Socotra Capital, we prioritize equity over borrower financials, making us the leading market lender for cash-out refinance hard money loans.

Our loans are based on your property's equity, not your credit score. We've successfully helped clients with low credit, prior bankruptcies, and foreclosures. If a bank denies your cash-out refinance loan, give us a call!

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Loan Benefits

Get quick cash with low-rate refinancing.

In a private money cash-out refinance, borrowers refinance an existing mortgage for a larger amount than the original loan. The difference between the original mortgage and the new loan provides you with cash based on the equity in your property.

Socotra Capital can expedite this process, ensuring you receive the funds you need quickly. Plus, our rates are lower than typical credit card interest, making us a more cost-effective option for your business.

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Loan Solutions

Access tailored financing for any property.

We offer flexible cash-out refinance hard money loans with interest-only and term options up to 20 years, allowing you to select a payment plan that fits your needs. Our loans cover all types of commercial properties, with no limits on the number of properties you can leverage.

If you don’t qualify for a traditional mortgage, Socotra Capital is your solution. Since 2007, we’ve been the top hard money refinance lenders for businesses nationwide.

Who We Help

How do cash-out refinance loans benefit borrowers?

We help you find practical solutions to fund upgrades, cover urgent expenses, and more.
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Free and Clear Properties

Use the equity from properties you own outright to secure additional funds.

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New Property Purchases

Obtain cash to invest in new properties without the need for traditional financing.

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Property Upgrade Financing

Fund improvements or enhancements to existing properties.

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Distressed Property Rehabs

Secure financing to rehab distressed properties and increase their value.

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Business Line of Credit Coverage

Use the funds from refinancing to cover gaps or pull from business credit lines.

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Equipment and Inventory Investment

Finance essential equipment, inventory, or other business capital expenses.

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Flexibility for Various Property Types

Leverage the equity in any commercial property to meet diverse financial needs.

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Quick Cash for Urgent Needs

Get fast access to cash for timely business transactions and opportunities.

Loan Parameters

Is a cash-out refinance loan the right choice for you?

Explore how our loan programs provide the liquidity for your unique needs.

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Property Types

Explore property types with our solutions-oriented team.
  • Industrial
  • Residential
  • Multifamily
  • Office
  • Retail
  • And more!
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Loan Amounts

Cash-out refinance loans range from $100K-$20M.

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Loan Term

Loans range from 6 months to 20 years.
  • Interest-only loans
  • Partially amortized loans
  • Fully amortized loans
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Loans Available

  • Individuals
  • Trusts
  • Corporations
  • Limited partnerships
  • Retirement accounts

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Ready to explore your loan options?

Speak with our team today to learn more about the hard money lending opportunities that are right for you.

Please fill out the form below to get in touch with our team.