Peer-to-Peer Lending Runs into Trouble in China, Raises Concerns About U.S. Platforms
Not too long ago, we voiced concerns about the increasingly popular concept ‘crowdfunding’ (also known as peer-to-peer or P2P lending). In short,...
Read MoreUnderwriting Private Loans – Core Principles & Processes
Conventional lenders typically evaluate loan opportunities by analyzing what is known as the “Five C’s” – character, capacity, collateral, capital,...
Read MoreReal Estate Market Compression Endangers Lenders & Investors
For the first time in several years, lenders are raising their rates, in response to the rising prime rate and the continued shortfall in home...
Read MoreFive Tips for Staging a Comeback after an Unprofitable House Flip
Successful fix-and-flips deliver profits, but even veteran home rehabbers occasionally encounter challenges that result in money-losing deals. A...
Read MoreHard Money Lenders Must Be Cautious of Borrowers’ Criminal Activities
If you follow Sacramento news, you likely heard about how more than 500 government agents—representing federal, state, and local government...
Read MoreLoan Servicing Fees: Why Do Some Lenders Have Them and Others Don’t?
Private money lenders and hard money lenders typically have a choice of two management models: outsourcing the management of the loan servicing, or...
Read MoreWhat Does a Real Estate Fund Manager Do?
When we sit down and talk to accredited investors about investing in our hard money loans, we often discuss the value of having a fund manager who...
Read MoreFinding the Funds to Buy Out the Family Business
Here’s a common scenario: Your father or mother started a business from scratch several decades ago, and turned it into a respectable success. As the...
Read MoreWhat is the State of the Sacramento Real Estate Market in 2018?
If you were to judge by the amount of new commercial construction going on in Downtown Sacramento in the past few months, you would probably say that...
Read More