For Borrowers
We finance hard money loans for real estate investors and business owners.
Who We Are
Your trusted partner from start to finish.
At Socotra Capital, we help you get the funding you need, fast. As direct private lenders for real estate investors, we make all of our decisions in-house, streamlining our process to help you close deals as quickly as possible. We’re proud to offer reliable loans for real estate investors, providing the flexibility and speed needed to capitalize on opportunities when traditional financing isn’t an option.
Turbo Close®
Commercial Bridge Loans
Fix-and-Flip Loans
Get fast, flexible funding for residential projects. Our loans help you buy, rehab, and quickly sell or rent properties, optimizing costs and value.
Private Line of Credit
Access capital quickly for ongoing funding needs, paying interest only on withdrawals. Lock in rates, save on interest, and draw funds as needed.
Bridge to Permanent Loans
Switch from short-term to long-term financing with our flexible terms and quick prequalification. Ideal for investors and landlords.
Cash-Out Refinance Loans
Get same-day prequalification and fast funding. Our cash-out refinance loans prioritize equity, offering liquidity for unique situations.
Cannabis Property Loans
Secure quick funding for purchases, refinances, and cash-outs for a range of cannabis facilities and real estate opportunities.
Rehab Loans
Access fast, flexible funding for residential rehabs. We handle everything in-house with same-day prequalification for quick closes.
Flexible Terms
We work with foreign investors, ITIN borrowers, trusts, LLCs, and IRAs under flexible term agreements. No income, financials, or credit minimums required.
Fast Turnaround
Assorted Property Types
We specialize in a variety of property types, including special purpose, churches, vacant buildings, cannabis facilities, dilapidated properties, and unqualified real estate.
How We Help
Quick solutions when you need them.
As a direct lender, Socotra Capital provides the cash you need for hard money, private money or bridge loans in 10 days or less. Our equity-based loans are available nationwide, offering a practical solution when conventional loans fall short.
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What Our Customers Are Saying
“I refinanced a vacant land lot in the Berkeley Hills with Socotra. They were able to get it done quickly and efficiently, including a mobile notary sent to my hotel where I was traveling during the closing week!"
Troy Helming
Borrower
In the world of commercial real estate, having a trusted partner who can provide guidance and support throughout the transaction process can make all the difference. We will definitely look forward to engaging with Socotra Capital on future transactions.
Lenard Vaughn
Borrower
Amazing team at Socotra Capital that gives you all the help you need along the way. Big thanks to Xavier, Cory, and Tami for their time and patience. I strongly recommend this group for a quick close all the way through!
Kamal Almutarreb
Borrower
The team at Socotra understands that time is of the essence in real estate transactions. They will not bog you down in weeks (months?) of due diligence, reviews, and endless documentation. If speed and certainty of close is important to you, then Socotra Capital should be your lender.
Andrew Kotowicz
Borrower
Guide
The Borrower's Guide: Process, Preparedness, and Timeline
Getting turned down for a loan from a traditional bank is frustrating, but it’s not the end of the road. If you have found an investment property, have immediate capital needs, or need quick cash to keep your business going, alternative lending solutions could be the answer.
Hard money lenders aren’t subject to the same restrictions as traditional banks, so even if you can’t secure a bank loan, you can get the funds you need. In fact, the process is often faster, which is why many investors choose to get a hard money loan even when bank financing is possible.
Resources
Read our hard money insights.
