Why Non-Judicial Mortgage States are More Inviting to Investors
Adham Sbeih
| ByWhen a homeowner fails to make their agreed upon payments, sooner or later their home will enter foreclosure. This allows a lender to recover the remaining balance owed on a ...
2018 State of the California Real Estate Market: Correction Incoming?
Adham Sbeih
| ByAs we move past the middle of the year and 2019 looms on the horizon, a wealth of midyear real estate market data has become available. The California Association of ...
Peer-to-Peer Lending Runs into Trouble in China, Raises Concerns About U.S. Platforms
Adham Sbeih
| ByNot too long ago, we voiced concerns about the increasingly popular concept ‘crowdfunding’ (also known as peer-to-peer or P2P lending). In short, peer-to-peer lending involves members of the public depositing ...
Underwriting Private Loans – Core Principles & Processes
Adham Sbeih
| ByConventional lenders typically evaluate loan opportunities by analyzing what is known as the “Five C’s” – character, capacity, collateral, capital, and conditions. Character is assessing a borrower’s creditworthiness and standing ...
Real Estate Market Compression Endangers Lenders & Investors
Adham Sbeih
| ByFor the first time in several years, lenders are raising their rates, in response to the rising prime rate and the continued shortfall in home supplies. While the 30-year mortgage ...
Five Tips for Staging a Comeback after an Unprofitable House Flip
Adham Sbeih
| BySuccessful fix-and-flips deliver profits, but even veteran home rehabbers occasionally encounter challenges that result in money-losing deals. A recent analysis shows that roughly 12% of flips either sell at break-even ...