2018 State of the California Real Estate Market: Correction Incoming?
| By Adham Sbeih
As we move past the middle of the year and 2019 looms on the horizon, a wealth of midyear real estate market data has become available. The California Association of ...
Peer-to-Peer Lending Runs into Trouble in China, Raises Concerns About U.S. Platforms
| By Adham Sbeih
Not too long ago, we voiced concerns about the increasingly popular concept ‘crowdfunding’ (also known as peer-to-peer or P2P lending). In short, peer-to-peer lending involves members of the public depositing ...
Underwriting Private Loans – Core Principles & Processes
| By Adham Sbeih
Conventional lenders typically evaluate loan opportunities by analyzing what is known as the “Five C’s” – character, capacity, collateral, capital, and conditions. Character is assessing a borrower’s creditworthiness and standing ...
Overseas Investors Eager to Own Bay Area Real Estate
| By Adham Sbeih
The Bay Area remains in the midst of a high-tech boom that is creating significant amounts of new wealth, and encouraging massive foreign real estate investment. Dozens of large-scale mixed-use ...
Real Estate Market Compression Endangers Lenders & Investors
| By Adham Sbeih
For the first time in several years, lenders are raising their rates, in response to the rising prime rate and the continued shortfall in home supplies. While the 30-year mortgage ...
Five Tips for Staging a Comeback after an Unprofitable House Flip
| By Adham Sbeih
Successful fix-and-flips deliver profits, but even veteran home rehabbers occasionally encounter challenges that result in money-losing deals. A recent analysis shows that roughly 12% of flips either sell at break-even ...