Residential Rehab Loans
Need hard money for your next rehab or construction project? We go beyond banking to help you seize opportunities and close deals faster.
Loan Overview
Get fast funding for your rehab or construction project.
Residential rehab and construction loans are essential for real estate investors who are purchasing and renovating properties. Speed and access to capital are critical for making competitive offers and executing your rehab plans.
We are the leading hard money lenders for rehab projects. Our hard money loans are designed to give you the financial edge needed to succeed in this dynamic market.
Loan Benefits
Enjoy swift approvals and flexible terms.
As a direct lender, we manage every aspect of your residential rehab loan in-house—including origination, funding, and servicing. We have gone to great lengths to scrutinize, develop, and simplify our loan process.
Our fast, efficient service ensures that you can jump on opportunities and make competitive offers without delay.
Loan Solutions
Transform investment opportunities quickly.
Socotra Capital provides tailored rehab loans for different property types and borrower needs, including individuals, trusts, corporations, and partnerships.
Our loans are designed to accommodate both short-term and long-term projects, with customizable repayment options. Get same-day prequalification, and start turning your investment opportunities into reality.
Property Types
- Fix-and-flips
- Bridge to permanent
- Distressed properties
- Non-arms-length transactions
- And more!
Loan Amounts
Loans for rehab projects range from $100K-$20M.
Loan Term
Loans range from 6 months to 20 years.
- Interest-only loans
- Partially amortized loans
- Fully amortized loans
Loans Available
- Individuals
- Trusts
- Corporations
- Limited partnerships
- Retirement accounts
Loan Showcase
See Our Loans in Action
A Sacramento-based owner-user accountant was converting their office into a mixed-use property. Facing delays with permits, the borrower's original construction loan expired before the project was complete. To finish renovations and secure bank financing, they needed an additional $778,000. Socotra Capital provided the necessary funding to help complete the project.
- Location: Sacramento, CA
- Loan Type: Refinance
- Loan Amount: $1,900,000
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What Our Customers Are Saying
“In my first experience working with Socotra, the team went above and beyond to bring this loan to the closing table. Most importantly, we were able to get the loan closed in less than 30 days."
Errick Thomas
Borrower
“Socotra Capital was able to provide valuable insights and analysis to help us navigate the transaction, and their expertise and attention to detail were instrumental in getting the deal done on time and to the satisfaction of all parties involved."
Lenard Vaughn
Borrower
“The team at Socotra understands that time is of the essence in real estate transactions. If speed and certainty of close is important to you, then Socotra Capital should be your lender."
Andrew Kotowicz
Borrower
“My experience as an investor with Socotra Capital has been excellent. They are thorough, professional, honest, and prudent. It is a very well-run company and a bright star for Sacramento."
Matthew Post
Borrower
Borrower Value Point Donec
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Borrower Value Point Donec
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Borrower Value Point Donec
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Blog
7 Questions to Ask Before Getting a Residential Rehab Loan
Whether you want to buy a fixer-upper to flip or maintain as a long-term rental, you will need cash. In addition to purchasing the property, these types of homes often need work that takes both time and money. Getting the right type of loan—and for the right amount—will ensure that you have the resources you need to improve the property.
A residential rehab loan can help kick-start your real estate investment dreams, but it’s important to work with the right lender.
